Recently, using a credit card may be safer than spending cash.
Most people around the world are racing for shopping to be able to struggle coronavirus “Covid-19”. So, do you take precautions to protect against coronavirus during shopping? Experts always warn regarding hygiene. Most people try to take some precautions about hygiene in some way; by avoiding contact with other people, by constantly disinfecting their hands, etc. But do you know that cash in your wallet can hold millions of bacteria and they can make you sick?
Especially in these difficult periods, since you can not disinfect the money in your pocket with your means, it may be safer for you to use a credit card or shop with a credit card online. Besides, you stay away from both long lines and crowd environments by online shopping with your credit card.
Other advantages of using credit card
You will have some advantages, As soon as you apply for a credit card. For instance, you have good credit and you can have a chance to earn sign-up bonuses. And you can get 2x, 3x or more points for your travel, fuel or supermarket purchases during the first 3-5 months. Or you can earn 1%, 2%, 3% or more cashback or flight miles.
When traveling, you can easily rent a car or book a hotel reservation with your credit card. Rental car services and hotels accept a credit card as collateral and they can easily charge you for any damage to a room/car when you use a credit card.
Most credit cards allow you to easily get rental car insurance and travel insurance and any more. For instance, payment with a credit card can save your money, if your holiday or flight is cancelled or delayed because of any crisis like coronavirus
Building credit by using credit card
Credit cards can help you build credit and improve your creditworthiness. But you should know, debit card movements don’t have any effect on the credit report. Say that, you have not a credit card and you have bad and fair credit. You can search credit cards with online applications and instant approval credit cards and you can start to improve your credit score.